Launch Partners: UAE & Qatar
Turn Your Gold Into
Financial Power
Instant cash loans against physical and digital gold — powered by Dhahaby. We provide licensed finance companies the rails to offer fair, fast, and Sharia-compliant credit secured by your precious assets.
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Backed by
Launching First
Fast Cash Loans Against Gold
We start with what customers know and trust — gold and gold jewellery. No hidden fees. No distress sales. No uncertainty. Next up: digital gold, gemstones, designer jewellery, and luxury watches.
Certified appraisal at a nearby jeweller or through secure pickup
Loan-to-value up to 75% — transparent, no surprises
Sharia-compliant financing, reviewed by qualified advisors
Fully insured institutional-grade storage
Instant disbursement once approved
Coming Soon
Unlock More with Dhahaby
After our first launch, Dhahaby will introduce a full ecosystem of products designed to help you access, protect, and grow your wealth — fairly and flexibly.
Gold-Backed Card
A revolving line of credit secured by your gold.
Coming Soon
Instant Sell for Cash
Convert your digital gold into cash instantly at fair market rates.
Coming Soon
Custody & Insurance
Institutional-grade vaulting with full insurance coverage.
Coming Soon
Why Dhahaby
The Problem & Our Fix
Borrowers overpay. Lenders hesitate. Everyone loses.
Across the GCC, millions rely on gold-backed loans yet most face high rates and opaque terms. Dhahaby de-risks lending by combining AI-assisted valuation, insured custody, and transparent pricing — enabling fairer rates from regulated finance partners.
AI-Assisted Valuation
Live market data + purity analytics for fair, transparent pricing every time.
Regulated Finance Partners
Licensed by Central Banks of UAE & Qatar. Every loan executed under full regulatory approval.
Sharia Oversight
Gharar-Free · Maisir-Free · Ethical Profit. Reviewed by qualified Shariah advisors.
Certified Appraisal Network
Your gold deserves precision
Our intelligent valuation engine benchmarks your asset against live market data and purity analytics — but the final word always rests with our Dhahaby-certified jewellers, ensuring every valuation is fair, transparent, and trusted.
AI-Powered Valuation
Live market data, purity analytics, and real-time benchmarking for every piece.
UAE — Dhakan Jewellers
Certified appraisal partner for the UAE. Professional, trusted, and Dhahaby-trained.
Qatar — Marhaba Jewellers
Certified appraisal partner for Qatar. More partners to be announced soon.
Our Trusted Partners
Built on trust.
Backed by leaders.
Mawarid Finance PJSC
Licensed by the Central Bank of the UAE
Antler
Venture-backed global investor
Comtech Gold
Digital gold provider
Achievements & Recognition
Building fair, transparent gold finance.
Winner — Web3 Super-app TON Challenge
Runner-Up — ADIB Global Digital Assets Challenge
Top 3 — F6S AI Fraud Detection Challenge
Mawarid Excellence Award & Uzbekistan IT Park Challenge
FAQ
Frequently Asked Questions
Is Dhahaby a lender? +
No. Dhahaby provides the technology that enables licensed finance partners to lend securely. All loans are executed by regulated institutions under their own approvals.
Is it safe? +
Yes — assets are appraised by certified jewellers, stored in insured vaults, and recorded on blockchain for full transparency and auditability.
Is it regulated? +
Dhahaby operates within UAE, Qatar, and KSA frameworks, engaging with Central Bank sandboxes for compliance and consumer protection.
Is it Sharia-compliant? +
Every Dhahaby process follows Islamic finance principles: Gharar-Free, Maisir-Free, and Ethical Profit. All partner products are reviewed by qualified Shariah advisors.
We’re Almost Ready
We know many of you are eager to use Dhahaby. We’re working closely with licensed partners and regulators to ensure every feature launches safely. Your patience means everything.
📧 support@dhahaby.com · Operating from Dubai & Doha