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Turn Your Gold Into Financial Power

Instant cash loans against physical and digital gold - powered by Dhahaby.

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Dhahaby is a technology platform that provides licenced finance companies with the rails to offer
‍fair, fast, and Sharia‑compliant credit secured by your precious assets.

Launch Partner UAE

Backed By Antler

Digital Gold Provider

We’re Almost Ready

We know many of you are eager to use Dhahaby — and we’re just as eager to serve you. Right now, we’re working closely with licensed partners and regulators to ensure every feature launches safely and responsibly.

Join the Waitlist

Your patience and enthusiasm mean everything.
Stay tuned — the gold‑backed future of finance is almost here.

All loans and financing are executed exclusively by licensed finance partners under their own regulatory approvals.
Join the waitlist

Launching First Fast Cash Loans Against Gold

We start with what customers already trust: gold and gold jewellery. Our platform lets you unlock value without distress sales, hidden fees, or uncertainty—your assets remain yours, fully insured and securely stored. Loans are Sharia-compliant, with loan-to-value up to 75%, and include certified appraisal at a nearby jeweller or via secure pickup, plus instant disbursement once approved. Next, we’re expanding to digital gold, gemstones, designer jewellery, and luxury watches, so more of your assets can work for you.

Coming Soon
Unlock More with Dhahaby

After our first launch, Dhahaby will introduce a full ecosystem of
products designed to help you access, protect, and grow your wealth — fairly and flexibly.

Telegram Access

Tokenize your gold/jewellery & apply for finance easily — all from Telegram — Open Mini App

Gold‑Backed Credit Card

(Coming Soon) a revolving line of credit secured by your gold.

Instant Sell for Cash

(Coming Soon) convert your digital gold into cash instantly.

Custody & Insurance

(Coming Soon) institutional‑grade vaulting with coverage.

Own. Tokenise. Trade.

(Coming Soon) Own digital gold backed by 999 pure gold or tokenize old gold

Why Dhahaby — The Problem & Our Fix

Borrowers overpay.
Lenders hesitate.
Everyone loses.

Across the GCC, millions rely on gold-backed loans, yet borrowers often overpay while lenders hesitate due to risk and lack of transparency. High interest rates and opaque terms mean everyone loses. Dhahaby reduces this friction by de-risking gold lending through AI-assisted asset valuation, fully insured custody, and transparent pricing, enabling regulated finance partners to offer fairer, more competitive rates with greater confidence and trust.

Shariah & Trust — Faith. Fairness. Finance.

Every Dhahaby process follows the principles of Islamic finance:

Gharar‑Free (No uncertainty)
Maisir‑Free (No speculation)
Ethical Profit (Fair trade, real assets)
All partner products are reviewed by qualified Shariah advisors and executed by regulated institutions.

Certified Appraisal Network

Your Gold Deserves Precision

powered by technology and perfected by experts.
Our intelligent valuation engine benchmarks your asset against live market data and purity analytics — but the final word always rests with our Dhahaby‑certified jewellers, ensuring every valuation is fair, transparent, and trusted.

Additional jeweller partners to be announced soon.

UAE - Dhakan Jewellers

Qatar - Marhaba Jewellers

Our Trusted Partners

Built on Trust.
Backed by Leaders.

Finance partners include Mawarid Finance PJSC (licensed by the Central Bank of the UAE).
Venture backed by Antler. Digital gold provided by Comtech.

Achievements & Recognition

These recognitions reflect Dhahaby’s progress in building fair, transparent, and Shariah‑aligned gold finance infrastructure.

Uzbekistan IT Park Challenge

Runner‑Up — ADIB Global Digital Assets Challenge

Top 3 — F6S AI Fraud Detection Challenge

Mawarid Excellence Award

Contact Us

Email: support@dhahaby.com








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    Frequently Ask Questions

    Find quick answers to the most common questions about Dhahaby and how it works.
    Is Dhahaby a lender?
    No. Dhahaby provides the technology that enables licensed finance partners to lend securely.
    Is it safe?
    Yes — assets are appraised by certified jewellers, stored in insured vaults, and recorded immutably on blockchain.
    Is it regulated?
    Dhahaby operates within UAE, Qatar, and KSA frameworks, engaging with Central Bank sandboxes for compliance and consumer protection.
    Dhahaby is a financial technology platform providing infrastructure, data, and technology services to licensed financial institutions. Dhahaby does not itself conduct lending, deposit‑taking, custody, or financial intermediation activities. All credit, storage, and financing services referenced on this website are executed by Dhahaby’s licensed finance partners under their own regulatory approvals. Dhahaby Tech Limited (License No. CL11843 DIFC, UAE), Dhahaby LLC (QFC No. 03008, Qatar), and MHL Technologies Company (CR 7052142127, KSA) are wholly owned subsidiaries of Mahalaxmi Holdings Limited (CO‑411048, Cayman Islands).
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